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Unfinished 3800 sqft MAIN HOUSE; and 1150 sqft Additional Dwelling Unit - all on 3.5 acres. Panoramic Ocean & Island & Harbor Views overlooking the Montecito & Santa Barbara Coast. The cost to complete the houses is about $650,000. Seller has a $2.8M lender's Appraisal for the finished project.The Seller (local builder) has submitted changes to the existing county permits, and could finish the project, depending on Buyer's choice of amenities, finishes & landscaping. There's room for a large 6 car garage / workshop on the property. Using the current Owner/Builder is not required for the sale, so the new owner could finish the project themselves or hire a separate contractor. Some creative financial terms, possible seller carry back. Call Broker for plans, tour and details.