Luxury Homes and Real Estate - Sotheby’s International Realty

Mortgage Services

At Sotheby's International Realty, we focus on bringing buyers and sellers of distinctive properties together, but we don't stop there. We know that is actually just the beginning. Even before a contract is signed, many variables can impact the negotiation and purchasing process. Of these, financing may be the most critical, often making the difference between a smooth transaction and one that never closes at all.

Understanding the impact that the choice of mortgage provider has on the buying and selling experience, we worked to identify strong local providers that could meet our clients' high standards of service and expertise.

The following two companies have been specially selected as preferred providers for Sotheby's International Realty in their respective regions. They are qualified to assist you in identifying and implementing the best financing solution for even the most complex situation. They have the resources and client service focus required to make the closing process as smooth and successful as possible.

We offer direct access to a designated Mortgage Concierge from the detail page of each property for sale in the regions below. In addition to this personal service, we offer a Mortgage Qualification Guide and monthly payment calculators on every listing detail page.


Our Preferred Providers
New York Tri-State Area: HSBC Bank USA, N.A.

HSBC offers a broad range of mortgage solutions to individuals and families in the US and around the world1. If you are buying or refinancing US property for your primary or secondary residence or as an investment, HSBC can provide the highest level of service and support to you and your family throughout the entire mortgage process. Our service is highly personalized, and our expertise ranges from straightforward solutions to the more complex, customized, individually structured mortgages typically required for high-end property. You will work with a dedicated Relationship Manager who can provide advice and information from application to closing, including post-closing administration. For more information contact your HSBC Mortgage Representative. In NYC, 212-378-0313. In the Hamptons and Greenwich, 631-420-7610.

1. Mortgage and home equity products are not available in all countries.

Northern California: Princeton Capital

Since its founding in 1993, Princeton Capital has quickly grown into one of the most prominent lenders in Northern California, thanks to its reputation as a company that effortlessly meets the needs of its clients. Princeton Capital's experienced loan consultants are equipped with the latest technology and the flexibility to tailor their services based on client needs, allowing them to offer a fast and efficient loan process as well as superior products. For more information, visit: Princeton Capital.

Monterey Peninsula: Mortgage California

Mortgage California serves customers looking to purchase or refinance residential real estate within the state of California. To best achieve this goal, Mortgage California has established a powerful lending environment we call our Banker - Broker platform. With this unique combination of strength and flexibility, they can originate and fund your loan internally using their private mortgage bank, or, when necessary, broker your loan to one of America's top wholesale lenders. For more information, visit: Mortgage California.

Southern California: First Capital

First Capital is positioned to offer highly personalized service and keeps clients fully informed on the status of their loan from initial application through the close of escrow. The company's loan officers and staff team have the expertise not just to place loans, but to structure loans that are right for each client, saving them time, expense and effort. For more information, visit: First Capital.


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